>>Your health care dollars

Your health care dollars from the White House White Board   –

http://www.whitehouse.gov/whiteboard?utm_source=email86&utm_medium=ps&utm_campaign=healthcare

One of President Obama’s goals is to make sure Americans get what they pay for when it comes to health care.  One provision of the Affordable Health Care Act is that  next year, insurance companies will be required to spend at least 80 percent of the health insurance premiums you pay on your health care, instead of overhead costs like advertising and executive compensation.  If they don’t, they will be required to give you a rebate or cut your premiums starting in 2012.

Other ways the Affordable Care Act is helping you and your family are:

  • HealthCare.gov. This new website helps you find private health insurance coverage that’s right for you and your family and now allows you to compare pricing for the options available to you.  In 2014, there will be many more affordable private plan choices.
  • Patient’s Bill of Rights. Insurance companies can no longer place lifetime limits on your care.  If you’re a young adult under the age of 26, you can stay on your parents’ plan, and if your child has a pre-existing condition, insurance companies can’t deny his or her coverage.
  • Pre-Existing Condition Insurance Plan. If you have a pre-existing condition and are having a problem finding coverage, the Affordable Care Act created a special insurance plan just for you.
  • Help for Small Businesses. If you’re a small business owner, you may be eligible for tax credits to help provide insurance for your employees.
  • Free Preventive Care. If you’re purchasing a new plan, you’ll get preventive care like cancer screenings, well-baby and well-child check-ups, and blood pressure or diabetes tests for free.

The President vows to continue to implement this landmark law and make our health care system better for all of us.

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